Thank you for choosing STICKGOO. This payment policy outlines the accepted payment methods and terms for purchases made through our platform. By making a purchase, you agree to comply with the following payment guidelines.

1.Accepted Payment Methods:

a) PayPal: We accept payments through PayPal, a secure and convenient online payment platform. You can use your PayPal account to make purchases with us.
b) Credit Card: We accept major credit cards, including Visa, MasterCard, American Express, and JCB. You can securely enter your credit card information during the checkout process on our website.
c) Klarna Installment Payment: We offer Klarna as a payment option, allowing you to split your purchase into convenient installments. Klarna offers flexible payment plans, enabling you to choose the option that best suits your needs.

2.Payment Process:
a) At the time of purchase, you will be prompted to select your preferred payment method. Choose either PayPal, credit card, or Klarna installment payment, based on your preference.
b) For PayPal payments, you will be redirected to the PayPal website to complete the transaction securely.
c) Credit card payments can be made directly on our website. We utilize industry-standard encryption technology to ensure the security of your information.
d) If you opt for Klarna installment payment, you will be required to provide necessary information and agree to Klarna's terms and conditions. Klarna will facilitate the installment process and handle related communication.

3.How to use Klarna

how to use klarna

To use Klarna for installment payments, please follow the steps below:

  1. Begin to Checkout: Click on the shopping cart or checkout button to initiate the checkout process.
  2. Enter Shipping Information: Provide the necessary shipping information, including your name, address, and contact details.
  3. Select Klarna as Payment Method: At the payment options stage, choose Klarna as your preferred payment method. 
  4. Verify and Continue: Review your order details and make sure everything is accurate. If needed, make any necessary adjustments to your order.
  5. Klarna Registration: If you are using Klarna for the first time, you may be required to create a Klarna account during the checkout process. Follow the on-screen instructions to set up your account.
  6. Choose Installment Plan: Once you have selected Klarna as your payment method and logged into your Klarna account (if required), you will be presented with installment plan options. These options may vary depending on the retailer and your location. Typically, you will be given choices like "Pay in 4 Installments" or "Slice it into 4 Payments."
  7. Select Preferred Installment Plan: Choose the installment plan that suits you best. Each plan will display the amount to be paid for each installment and the total cost. Be sure to review the terms and conditions associated with the selected plan.
  8. Complete the Purchase: Once you have selected your preferred installment plan, follow the instructions to complete the purchase. You may be asked to provide additional information, such as your date of birth, to verify your identity.
  9. Payment Authorization: Klarna will evaluate your purchase and determine if you are eligible for the selected installment plan. In most cases, Klarna provides an instant decision. If approved, the first installment payment will be charged immediately, and the remaining installments will be automatically charged to your selected payment method at the agreed intervals.
  10. Keep Track of Payments: It's essential to keep track of your Klarna installment payments to ensure timely and full repayment. Klarna will provide you with details of the payment schedule, including due dates and the amounts to be paid for each installment. You can access this information through your Klarna account.

Remember to familiarize yourself with Klarna's terms and conditions, including any potential interest rates or fees associated with the installment plan. If you have any questions or encounter issues during the process, reach out to Klarna's customer support for assistance. 

4.Payment Terms:
a) Payment is due at the time of purchase unless otherwise specified or agreed upon.
b) For PayPal and credit card payments, the transaction will be processed immediately upon completion.
c) Klarna installment payments will be subject to Klarna's terms and conditions. It is your responsibility to review and understand Klarna's installment payment terms before proceeding with the purchase.

a) All prices and transactions are conducted in the currency specified on our website.
b) For international purchases, currency conversion may be necessary. The conversion rate will be determined by your credit card issuer or PayPal, depending on your chosen payment method.

6.Payment Disputes and Refunds:
a) If you encounter any payment-related issues or have questions about a charge, please contact our customer support team immediately.
b) Refunds for eligible purchases will be processed in accordance with our refund policy. Please refer to our refund policy for further details.

7.Changes to Payment Policy:
a) We reserve the right to modify or update this payment policy at any time. Any changes will be effective immediately upon posting the revised policy on our website.
b) It is your responsibility to review the payment policy periodically for any updates or changes.

If you have any questions or concerns regarding our payment policy, please contact our customer support team for assistance. Thank you for choosing STICKGOO